Effective Date: November 1, 2019
Last Updated: October 25, 2019
Orchard Home Loans collects information from you and about you. Here are some examples of the information we may collect:
Please see our Privacy Notice for additional information on the types of information we collect.
Orchard Home Loans collects your information in different ways. Below are some examples of how we may collect your information on the Website.
Please see our Privacy Notice for additional information on how we collect your information.
We use your non-public personal information that we collect from or about you in accordance with our Privacy Notice.
Examples of how we may use your information include:
We share your non-public personal information that we collect from or about you in accordance with our Privacy Notice, which also provides you with choices about how we may share such information.
Orchard discloses your information in the following ways:
Please see our Privacy Notice for more information on how we may share information with affiliates and other third parties.
You may direct us not to share your personal data with other third parties, except as permitted by law, as described in our Privacy Notice.
If we send you an advertisement or other promotional communication by email, you may choose to opt-out of receiving unrequested communications by clicking “unsubscribe” of a given communication or by emailing us at email@example.com with the subject line “Orchard Home Loans email opt-out notice”. You may revoke your consent to be contacted via phone by emailing us at firstname.lastname@example.org with the subject line “Orchard Home Loans phone opt-out notice” or by replying STOP to a text notification.
This website is not intended for use by children. If you are under the age of 18, you may use this website only with the involvement of a parent or guardian. If we discover that we have collected any personally identifiable information from a child under the age of 18, we will remove that information from our database as soon as possible. If you are a parent or guardian and believe that we may have inadvertently collected personal information from your child, please notify us immediately by sending an email to email@example.com with the subject line “Orchard Home Loans Children and Privacy inquiry.”
We are concerned about safeguarding the confidentiality of your information. We provide physical, administrative, and technical safeguards to protect the information we collect and maintain. We specifically take all measures reasonably necessary to protect against the unauthorized access, use, alteration, or destruction of potentially personally-identifying and personally-identifying information. However, no method of Internet use, transmission over the Internet or other electronic transmissions, or method of electronic storage, is completely secure. Therefore, we cannot and do not guarantee (1) that these measures will prevent every unauthorized attempt to access, use, or disclose your information or (2) the absolute security of your personal information. We encourage you to use caution when using the Internet.
A username and a password are needed to access certain areas of the Website. It is your responsibility to protect your username and password.
If you reside in California, you have the right to ask us one time each year if we have shared personal information with third parties for their direct marketing purposes. To make a request, please send us an email at firstname.lastname@example.org. Indicate in your email that you are a California resident making a “California Shine the Light” inquiry.