See how it works

Mortgage,
Clear and Simple

Orchard Mortgage makes it easy to get
pre-approved and achieve your
homeownership goals.

We built the type of mortgage company we'd want to use ourselves.

A clear and simple way to finance your home and get all your questions answered along the way.

How it works

1

Meet your Orchard Mortgage loan officer

We’ll discuss your goals and financing needs to determine how to best serve you and get your application started.

2

Complete your application

Submit your financial details so we can review your eligibility.

3

Receive your pre-qualification

We’ll review your application and share a pre-qualification letter so you can confidently shop for homes.

4

Lock in your rate

Once you go under contract on your new home, your loan officer will help you lock a competitive interest rate.

5

Process and close your loan

We’re with you every step of the way – from ordering an appraisal to finalize your eligibility to closing your loan and handing over the keys.

Illustration of hands high-fiving

Join the thousands of satisfied Orchard Mortgage customers.

It was a seamless process. The online portal made it easy and Cameron was great to work with. The easiest process I’ve had so far in buying a home. Would recommend to anyone.
Nathan M.

Orchard Mortgage has an average rating of 4.9 out of 5 stars

Learn more

Additional resources

Learn more about home loans, home buying, and more on the Orchard blog