Mortgage, Clear and Simple

Orchard Home Loans makes it easy to get pre-qualified and achieve your homeownership goals.

Who we are

We built the type of mortgage company we’d want to use ourselves.

One that gives you multiple competitive rate options and helps you understand all the steps and costs involved. No excess paperwork. No bots. No banker lingo. Just a clear and simple way to finance your home and get all your questions answered along the way.

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What Sets Us Apart?

Competitive rate options

Seamless digital platform

Customized loan options

Dedicated team

No hidden fees

A few easy steps

How it works

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Begin the pre-qualification process

Tell us about yourself and your financial situation so we can find loan options for you.


Meet your Home Loan Specialist

We'll reach out to review your pre-qualification application and request any additional information.


Review your rate and term options

Sit back while we shop around. We'll walk you through various loan options so you can choose the one that's right for you.


Close your loan

If you find a loan option that works for you, your Home Loan Specialist will help you stay organized and on-track as you move to close.

Mortgage 101

First time buyer?
We’re here to help.

We know the mortgage process can be confusing, so we’re here to explain the key steps and help you understand what’s needed. Whether you’re a first-time buyer or just need a refresher, our Home Loan Specialists can help answer any questions before you get started.

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Get pre-qualified in 10 minutes or less with our simple online application


You have questions?
We have answers.

Where does Orchard Home Loans operate?
What kind of loans does Orchard Home Loans offer?
Does Orchard Home Loans offer competitive rates?
How much do I need to put down on my purchase?
How long does it take to close on a mortgage?
Learn more

Additional resources

Learn more about home loans, home buying, and more on the Orchard blog